Nanotechnology has often been touted as a new and potentially revolutionary way to improve nearly every aspect of modern life, but has also faced doubt from skeptics who have raised concerns about the downside to incorporating such innovative technology in everyday life. Possible dangers include the unintended consequences of the accumulation of nanoparticles in the human body or the environment. In response, risk management and insurance companies have begun to develop measures to address these concerns, from evaluating and underwriting nanorisks to taking risk management ideas to the nanotechnology community. One company, Zurich, has developed a web-based software product which looks at nanoparticle characteristics to assist nanotechnology users determine potential hazard levels. Another company, Lexington Insurance, has created a integrated coverage insurance policy specifically for nano clients, especially those who may need special assistance in gauging the level of risk management in the field.